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iJoin Leverages Coherent Spark to Accelerate Retirement Income Products Designed for Hyper-Personalization

By on September 22, 2022 0

Coherent Spark is a no-code solution that supercharges spreadsheets, allowing iJoin to integrate sophisticated algorithms originally embedded in spreadsheets into a modern technology infrastructure for faster retirement product modeling, deployment and iteration. industry leaders.

TAMPA, Fla. & SCOTTSDALE, Arizona–(BUSINESS WIRE)–LDI-MAP (dba iJoin), a leader in retirement plan technology, today announced that it has selected Coherent, a global software company as its service (SaaS) that is quickly becoming the ubiquitous standard for business logic, to provide a platform to deliver more personalized options to retirement savers and achieve better results through faster product innovation.

Coherent Spark converts business logic, including rules, calculations, and data, from any spreadsheet into an application programming interface (API), which can then connect to any application. This allows business and IT teams to work together more efficiently to bring products to market and innovate their offerings at a faster pace.

With Spark, iJoin’s product team can create actuarial models for a range of managed accounts and guaranteed income products in spreadsheets, then instantly convert the logic into ready-to-integrate APIs without the need for manual coding. . iJoin’s actuarial team also uses Spark for robust and fast testing within the platform, which dramatically shortens the product development cycle. Coherent Spark also includes all the security, compliance, and auditing features needed to meet the stringent requirements of iJoin’s insurance industry partners.

“Coherent Spark allows us to accomplish in weeks what used to take months in a traditional model,” said Steve McCoy, CEO of iJoin. McCoy added, “Product development time is so much faster with Spark that not only are we getting to market sooner, but we’re also able to iterate quickly to stay on the cutting edge of product innovation. Spark supports our vision of rapidly changing how the retirement industry meets the needs of savers with personalized investment and guaranteed income options.

Todd Buchanan, CEO – US at Coherent, said, “We are pleased to offer Spark as an accelerator to help iJoin continue to innovate and lead the way in the retirement industry. In an ever-changing world of new regulations, fluctuating and volatile market conditions, and consumer behavior trends, the retirement industry must adapt quickly. Technology makes the difference between following and setting the pace. The iJoin team is setting the pace for innovation, and we’re proud they’ve chosen to use Spark to go even faster.

About Coherent

Coherent is a global software-as-a-service (SaaS) company redefining the way business and IT teams leverage the absence of code to manage vital business logic. Most companies run critical business operations on hundreds of spreadsheets. Additionally, they spend billions worldwide in IT budgets to recode business logic into spreadsheets to add connectivity to other applications, auditability, and cloud scalability. Spark is Coherent’s flagship solution, offering a no-code SaaS platform that makes building enterprise software as fast, accessible, and cost-effective as using spreadsheets. Build your first application programming interface (API) from your existing rules, formulas, and spreadsheet data models in minutes and make it available through the cloud to securely connect to any modern app. Then boost it by adding in-depth version control, automated testing, and parallel simulation capabilities. For more information, visit:

About LDI-MAP, LLC (dba iJoin)

The iJoin team is committed to personalizing Retirement Success™ and making it easy for millions of savers to embark on the path to a better retirement. As the financial technology partner of the retirement plan industry, iJoin’s goal-based retirement plan experience helps people understand their retirement funding needs immediately and encourages them to take action to get on track. the right path. iJoin supports financial advisors and archivists with actionable data and tools to engage employers and their employees more effectively. LDI-MAP (dba iJoin) is a Registered Investment Advisor with the State of Arizona – 14646 N. Kierland Boulevard, Suite 125, Scottsdale, AZ 85254. Learn more at



Jennifer Harbor

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Alan Gross

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