September 28, 2022
  • September 28, 2022

What were the most common scams in the Miami Valley in 2021?

By on January 24, 2022 0

“Legitimate companies don’t do business that way, so just hang up,” Yost said. “These imposters want to put you online and create panic so that you spit out personal information. I hope you will respond by ending the call.

According to the Federal Trade Commission, one in three people who reported a business impersonator from July 2020 to June 2021 said the scammers claimed to be from Amazon. Of the 273,000 who reported corporate impersonators, 35% were impersonating Amazon and 6% claiming to be Apple.

Scammers claim there is suspicious activity or unauthorized purchases on your account. After you call the number, someone claiming to be a representative will try to convince you to give them remote access to your phone or computer to fix the problem and refund you. The scammers will then claim to have refunded too much money and tell you to return the difference. According to the FTC, some scam victims have reported people posing as Amazon workers begging them for help and claiming Amazon will fire them if the money isn’t returned.

In other scams, impersonators will access your online banking services and transfer money from one account to another to trick the victim into believing it is a refund. Sometimes scammers will ask you to buy gift cards and send pictures of the numbers on the back or claim that you have won a sweepstakes and need to provide your credit card information to pay the charge. shipment.

Sword said scammers come from all over the world – including the United States – and it’s important people take precautions now. For example, people should check their credit report at least once a year to make sure there are things they’ve done and not a scammer, Sword said, and bank statements should also be checked. regularly.

“You should also make sure your computer is up to date and that you have the latest firewalls and anti-virus software to prevent these crooks from gaining access to your systems,” Sword said.

Online shopping became more common and scammers began to imitate websites to trick people into providing information.

“Make sure you do your research online, don’t just make an impulse buy, take the time to check it out,” she said. “Make sure you do your research before you spend your money. Don’t believe it just because you see it on the internet. Scammers are good at making their websites look real.

Other common scams locals faced in 2021 were fake job opportunities, government grant scams, fake tech support, fake debt collection calls, counterfeit products, fake checks, and email scams. money order and scams related to COVID-19.

“People are getting a message from a friend, allegedly, saying ‘Hey how are you, did you hear about the great news about this grant you can get to help with your COVID expenses? said the sword.

Sword said these offers are usually fake and people should also be very careful where they buy COVID-19 test kits and make sure they are from a reputable seller.

Sword said someone asking to be paid with a prepaid debit card or bank transfer should be a red flag because the money is not traceable. She said scammers prey on people who are going through tough times and who might be susceptible to unrealistic offers that can help them, but people should be careful.

“At the end of the day, if it sounds too good to be true, it is,” she said.

Adults ages 18-24 reported the highest median losses ($150) and highest probability of loss (56.6%) to BBB Scam TrackerSM in 2020, according to the Better Business Bureau.

The younger age group has begun to climb the ranks of scammers in recent years, duped by a variety of tricks peddled via email, social media or websites, according to the Better Business Bureau of Dayton and Miami. Valley.

“This (last) year what really started the pandemic was the pandemic and more and more people going online,” BBB president and CEO John North previously said. “What we know about this younger generation is that they are very comfortable online, they are very savvy online and they were practically born with a cellphone in their hand.”

This familiarity often means that young people let their guard down when it comes to scams, thinking they may know a little more than most people about all things internet.

“They trust online more, more likely to go online to make purchases, more likely to do any type of activity online,” North said. “So the sheer increase in online activity, their particular exposure to this technology, has made them more vulnerable.”


Most Common Miami Valley Scams

1) Online shopping

2) Phishing

3) Contest/Lottery/Prize

4) Employment

5) Government subsidy

6) Technical support

7) Debt collection

8) Counterfeit Products

9) Fake cheque/money order

10) Covid-19

Source: Better Business Bureau serving Dayton and the Miami Valley